Always wear thick gardening gloves when handling broken glass, and use goggles if you have to break any glass. Carefully crisscross pieces of masking tape over a broken windowpane. Cover the glass with a heavy cloth, then tap with a hammer to break away the pieces from the window without splintering. Dispose if broken glass in newspaper.
Payments increase or decrease on a regular schedule with changes in interest rates; increases subject to limits. Types: Balloon Mortgage – Offers very low rates for an initial period of time (usually 5, 7, or 10 years); when time has elapsed, the balance is due or refinanced (though not automatically). Two-Step Mortgage – Interest rate adjusts only once and remains the same for the life of the loan; ARMS linked to a specific index or margin. Advantages: Generally offer lower initial interest rates; Monthly payments can be lower; May allow borrower to qualify for a larger loan amount.