The Federal Housing Administration works to make homeownership a possibility for more Americans. With the FHA, you don't need perfect credit or a high-paying job to qualify for a loan. The FHA also makes loans more accessible by requiring smaller down payments than conventional loans. In fact, an FHA down payment could be as little as a few months' rent. And your monthly payments may not be much more than rent.
Be sure the thermostat is set in the cooling mode. Just setting the dial below room temperature will not activate the air conditioning if it is set in the heat mode.
Properly maintained, hardwood floors can last a lifetime. The key to preserving your investment is assuring that the finish on your floor is still doing its job. You can test this by going to a high-traffic area where the finish is likely to be most worn, pour a tablespoon or two of water onto the floor. Does the water: Bead up so that you can wipe it up without a trace? Congratulations! Your floor's finish is doing its job! Soak into the wood after a few minutes, darkening the floor only slightly? Don't panic, your floor's finish is only partially worn. Immediate refinishing probably isn't necessary, but keep a close eye on the floor. Immediately disappear into the wood leaving a dark spot? If so your floor's finish is seriously worn and it's probably time to recoat or refinish.
Ventilation for crawl space and basement areas is a necessary in preventing mildew, musty odors, and even rot.